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Not to Try Me I’M Queer And Tired Shirt mention the credit rating system in this country is a joke, is held by private corporations, and it’s designed to widen the gap between rich and poor, especially for minorities. Our election laws need to be changed then. I don’t think it’ll happen in our lifetime though. When I started, I had to demonstrate a payment plan for each debt. They said, you don’t have to be perfect, you just have to be honest. Are you referring to starting at an entry-level? The point is, consumers shouldn’t be carrying this debt in the first place. The debt is a direct result of suppressed wages.

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For anyone lower than middle-upper management. Yes, entry-level. Department of Justice. For the same reasons covered in this discussion – protecting the agency from moral hazard. They don’t want to deny you a job if you have a mortgage or car note in good standing, but if you’re about to default on several loans, regardless of how you got there, you’re a bribery risk. This is why presidential candidates shouldn’t even be on ballots without financial disclosures. The problem is when the debts are more than what you own of assets. Then that’s an issue called bankruptcy.

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